Category: Children & Parent

Student Credit Cards What Every Parent Should Know

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Your young adult offspring is heading off to college for the very first time. Chances are she is well equipped with all of her bedding, music,laptop computer, compact refrigerator, and a whole assortment of other items in tow to keep her happy. There is one thing that you may have overlooked, a real help for students and a godsend for parents: a student credit card. Yes, credit cards are an invaluable part of every student’s college experience if used wisely. Let’s take a look at some benefits of giving your son or daughter their very own credit card.

Let’s Buy Books. After paying tuition and boarding costs, it can be easy to overlook another big expense: books. Do you really want your son or daughter to carry around hundreds of dollars in their wallet to pay for books and supplies? Probably not. All college bookstores take student credit cards and with every credit card statement you can easily and accurately track expenses for tax purposes. No need to collect a bunch of receipts either: the proof is on the credit card statement.

Incidental Expenses. Likely, your child enjoys some “cooling off” time especially after completing exams or working on a difficult school project. A credit card can be a good way to pay for a couple of pizzas or provide for a night out at “the game.” In addition, if your son or daughter wants a new pair of jeans or shoes, a student credit card will help them make that purchase.

Life’s Little Emergencies. God forbid, but if your daughter has an emergency and must be rushed to the hospital, in many cases she must show payment information along with her personal identification and medical card before being treated. A student credit card can fast track your daughter to wellness and give her help in a time of crisis. When you cannot be there to help, a student credit card can provide quick access to needed care.

Road Wise. If your student goes off to college and he takes a car with him, how will he and you handle a problem if the car requires maintenance or repairs? Wiring money is aggravating and a hassle especially if the emergency occurs late at night or on a weekend. By equipping your student with a credit card you can get his car running again and give yourself and him plenty of peace of mind.

Yes, you must counsel your child to use their student credit card wisely. By reviewing every credit card statement monthly, you can help your son or daughter show responsibility and achieve financial independence.

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Lessons For Children From The Beleif Of Our Lady Of Fatima

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Believers say that In 1917, the Virgin Mary appeared to three young children in Fatima, Portugal. During those appearances, Our Lady of Fatima, as Mary came to be known in connection with the visions delivered a message to the children. This Fatima message included three secrets, including a vision of Hell. The secrets in the Fatima message and what would become the Fatima prayer teach children who believe if Fatima the five important lessons that are as relevant today as they were nearly one hundred years ago.

Lesson 1: God is with us every day—Perhaps the most important part of the Fatima message is that God doesn’t just exist; He is also a part of our lives. The Virgin Mary is an extension of God, and her appearance is in itself a message that God actively participates in the world.

Lesson 2: People can be saved—One of the secrets Mary revealed was sinners can be saved. This is an important lesson for children to learn as they begin to enter formative stages in their lives.

Lesson 3: Prayer is important—The Our Lady of Fatima prayer is a perfect prayer for children to learn. Its simplicity is its perfection: “O God, I believe, I adore, I hope, and I love you. I ask pardon for those who do not believe, do not adore, do not hope and do not love you.”

Lesson 3: Peace is possible—In addition to teaching the children the Fatima prayer, the Virgin Mary also told the children that the world is capable of peace, but only if it chooses that path. Children need to know that the world is what they make of it, and this was conveyed at Fatima.

Lesson 5: A miracle changes more than just one life—Even though Our Lady of Fatima appeared to three children, the miracle of the visions has in many ways changed the lives of millions more. Today, a century later, the world is still captivated by the visions. It is a miracle that continues to inspire, and children should know that miracles are possible.

The Fatima children are no longer alive, but their legacy and that of the Virgin Mary visions continues for many. Some people believe that each time a child repeats the Our Lady of Fatima prayer, he or she also knows that God exists, people can be saved, prayer is essential, there can be peace, and miracles are real.

Childrens Allowance And The Connection To High Self Esteem

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Money is something everyone wants. It is something we are all looking to earn, hoping to make more of and never seem to have enough. Teaching our kids how to handle money is something parents should think about while the kids are young. It helps in their development, and will teach them to save and not throw their hard earned money away. Childrens allowance feeds their self confidence and self esteem. Earning it and learning to control it gives them a sense of power and offers them choices in their own lives.

Kids learn how to build their work ethics. If they are allowed to earn money for chores and other incidentals, it motivates them to do the best work possible. It teaches them that they will be compensated for a job well done. Money makes us all feel valued and kids are no different.

Kids who earn their own money on a regular basis find that they are able to make some of their own choices. They have a little power as they have the opportunity to decide how they spend their money and how much they can save.

There are many great learning opportunities when kids are earning money. They have the chance to make decisions such as how much to save, how much to spend and when to lend money to someone else. All these lessons build character and will make them stronger as they get older.

They learn that if they really want something, they can plan for it. They find that time is on their side and saving their money will get them where they want to be.

Parents who pay childrens allowance are creating people who will learn to be responsible as adults. They will learn the lessons of savings, why it is important and how to save on a regular basis to keep their savings growing. They will learn to value their money and in turn, they will value themselves.

Childrens Bookshelves – New Or Refurbish

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When purchasing childrens bookshelves you are restricted to manufacturer sizes and cost. When you make your own bookshelves, you can decide how big you want them to be and where you want them, all using just a few inexpensive materials. You can use almost any type of plank wood and thickness, but keep in mind the weight of the bookshelves and the things you will be putting of limited room space restrictions. Recycling old wood is a great idea for these types of projects and can be purchased at your local hardware store as special purchase item.

Childrens bookshelves quickly become disorganized and are not as simple to organize as adult bookshelves. Kids don’t know how to how to alphabetize their collection, especially the younger ones. Keeping this process simple is key to a neat and tidy system. If your children get overwhelmed with all the categorization rules, they will not put their books away correctly and you will ultimately face the same problem over and over again. Here are some easy ways to keep the chaos under control.

For older kids, this means keeping each series of books separate and easy to find. You can also separate them by type, such as, fantasy, mystery, etc. For the younger kids, get creative. You can use categories like animals, colors, shapes, nature, anything you can think of, or nothing at all. Simply having toddlers and preschoolers toss them into a basket and putting them on their assigned shelf is a task within itself.
Drake also suggests this simple tip to creating an original bookshelf: A ready-made plate rack. This can be easily transformed into a child’s bookshelf, displaying both toys and children’s books. You can also make your own shelves; just have all the wood cut to size at a lumberyard.

Yard sale finds can be a treasure in itself. An old bookshelf can be easily brought back to life. Start by lightly sanding down the top of the bookshelf with medium grit sandpaper, very lightly until it is no longer shiny. If you are going to paint more than just the top, be sure to sand any areas you wish to paint. Once the entire bookshelf has been lightly sanded, remove all dust with a tack cloth. (It is important that there is no excess sanding dust on the bookshelf before painting, or it can interfere with the paint.) Either stain of paint to fit your child personality or eaven add some favorite sports logos!

Kelty Child Carriers – New Kelty Pathfinder 3.0 and Journey 2.0, What’s Changed

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The new Kelty Child Carriers are here! And their popularity is growing fast. The Pathfinder 3.0 and Journey 2.0 are the newest additions to the Kelty Child Carrier line up. They offer all of the same features that the older Kelty FC 3.0 and 2.0 offered, with a few bonus features that will make our outdoor adventures that much more fun.

Well, first of all, these two new Kelty Child Carriers still offer all of the same features that made the Kelty Child Carrier so popular to begin with. For instance, the auto-deploy kickstand, height adjustable set, and sliding torso-adjuster. The new Kelty Child Carriers also offer the same V-Bar structured cockpit, also known as the roll-cage. Both still offer the sophisticated suspension system capable of carrying up to 50 pounds, and Kelty’s signature rain/sun hood. The waist belt and shoulder straps still offer plenty of padding, and the back panel is still thermo-formed for comfort. So, what’s new?

So What’s Changed?

The child safety harness on these two Kelty Child Carriers is definitely an improvement. You now have buckles at the chest that allow you to unclasp the shoulder straps, and easy-access leg loops that buckle over the legs. In other words, you no longer have to feed little arms and legs through small openings. Both the Pathfinder 3.0 and Journey 2.0 Kelty Child Carriers also offer hydration pack storage behind the back panel, as well as an easy access water bottle pocket located on the waist belt. The storage capacity is pretty much the same, except that the Pathfinder 3.0 Kelty Child Carrier now offers a zip off day pack with two zippered pockets of its own, as well as two mesh water bottle pockets on the sides.

How Much Do They Cost?

With all the added features you’d expect a much higher price tag, but that’s the thing, these two new Kelty Child Carriers are about the same price as the old ones. They cost roughly $30 dollars more than the previous models, depending on where you get them. Now the Pathfinder 3.0 Kelty Child Carrier does cost about $50 dollars more than the Journey 2.0, but that’s because you get the zip-off day pack as well.

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